A whistle-stop tour of financial planning, with adviser Felix Milton

This week we pull back the cover on the financial planning process and speak to a professional adviser, Felix Milton. We ask: how filthy rich do you need to be to afford one, are there some simple steps a DIY investor can take to plan more effectively, when does paying down credit card debt make sense, are premium bonds a good idea, and I have a house – is that my pension sorted?

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